Services Who We Help Reviews Calculator About Us Contact Apply Now →
Licensed Ontario Mortgage Broker

When your
bank says no,
we say yes.

Self-employed? Bruised credit? Commissioned income? We work for you — not the bank. One application. 50+ lenders. Straight answers.

30+
Yrs Experience
50+
Lenders
$2,500
Monthly Draw
Get Your Best Rate
Free · No credit check · We respond within 2 hrs
✓ Got it! We'll be in touch within 2 hours.
Check your email for a confirmation.

No credit check · No spam · FSRA regulated

Self-Employed? We have lenders for stated income Bank Said No? That's our specialty Renewal Coming Up? Don't just sign — compare first Bruised Credit? B-lenders and private options available $2,500 Monthly Draw — every referral is an entry CFP Designated · 30+ years combined experience Self-Employed? We have lenders for stated income Bank Said No? That's our specialty Renewal Coming Up? Don't just sign — compare first Bruised Credit? B-lenders and private options available $2,500 Monthly Draw — every referral is an entry CFP Designated · 30+ years combined experience
Who We Help

The clients banks overlook.
Our specialty.

Banks have rigid criteria. We have 50+ lenders with different ones. Self-employed, commissioned, bruised credit — we've seen it and closed it.



Start Your Application →

Meet the Team →
💼
Self-Employed

Write-offs hurt stated income. We know which lenders look at real earnings.

📊
Commissioned

Variable income doesn't mean unqualified. We find lenders who get it.

🔧
Bruised Credit

Past issues don't define your future. B-lenders can get you in the door.

🏦
Bank Declined

A bank no is one opinion. We have 50+ others with different criteria.

🔁
Renewals

Your bank's offer is rarely their best. We negotiate so you don't have to.

🏡
First-Time Buyers

No jargon. No runaround. Clear answers and a clean close.

What We Do

Every mortgage product.
One trusted broker.

🏡
Home Purchase

First home or investment property. We shop 50+ lenders for your best rate. Pre-approvals in 24 hours.

🔄
Renewal & Switch

Don't sign your bank's renewal without comparing. Most clients save hundreds a month by shopping around.

💸
Refinance

Consolidate debt, fund a renovation, or lower your payment. Access your home equity on your terms.

↩️
Reverse Mortgage

Tax-free cash from your home's equity. No monthly payments required. Built for Canadians 55+.

Free Tool

Quick payment
estimate.

Adjust the sliders. See your number update instantly. No sign-up, no credit check.

Purchase Price $650,000
$100K$2M
Down Payment $130,000 (20%)
5%35%
Interest Rate 5.00%
0.5%10%
Amortization 25 years
5 yrs30 yrs
Monthly Payment
$—
per month (est.)
Mortgage
Total Interest
CMHC Insurance
Full Calculator + Get Advice →

Estimates only. Actual rate subject to qualification.

Client Reviews

Real clients. Real closes.

We get the deals done that others walk away from.

★★★★★

"Declined by two banks. MDD found a lender and we closed in 18 days. We almost gave up on our dream home."

MC
Marcus & Christine D.
First-time buyers · Mississauga
★★★★★

"My bank offered 5.84% at renewal. Russell came back with 4.99% fixed, same terms. Signed the next day."

PL
Priya L.
Renewal · Toronto
★★★★★

"Self-employed 10 years, every bank said no. Russell got me approved in a week. Couldn't believe it."

TK
Tony K.
Self-Employed · GTA
★★★★★

"Commissioned income made every bank hesitant. MDD found me a great rate and explained everything clearly."

SB
Sarah B.
Home Purchase · Brampton
★★★★★

"After a consumer proposal, I thought homeownership was years away. Meagan walked me through every step. Closed in 30 days."

RJ
Robert J.
Bruised Credit · Oakville
★★★★★

"Refinanced to consolidate debt. Better rate, lower payment, no broker fee. MDD made it seamless."

DM
Diane M.
Refinance · Scarborough

More reviews coming. Happy with your experience?

Leave a Google Review →
Trusted Partners

Resources for our clients.

Learn

Quick answers to
common questions.

Short videos on the situations most brokers won't talk about.

Your renewal is coming — don't just sign
Self-employed? Here's how lenders see your income
Bank declined — what your options actually are
RRSP & FHSA — first-time buyer programs explained
See All Videos on YouTube →

Ready to get
your deal done?

No credit check. No runaround. Response within 2 business hours.
Ontario's market moves fast — so do we.